Conventional Loan Limits 2025 Orange County. To qualify for an fha loan in california, your home loan must be below the local fha loan limits in your area. This page includes the 2025 conforming loan limits for all california state counties, with some additional commentary about how and why these caps are set.

With these higher limits, borrowers have access to a wider range of. For 2025, 86% of all counties will receive the minimum limit, in line with 87% in 2024.